Is Dental Insurance Worth It?

November 2, 2021

Filed under: Uncategorized — moultondentistry @ 5:11 am
Dental insurance

About three quarters of Americans have dental insurance through their employer or by another means. Dental insurance is an investment in your smile and can help you to save money in the long run when it comes to your oral healthcare. If you have been pondering whether or not it’s worth paying a monthly premium to get dental insurance, read on! Here are some of the numerous benefits of making the investment.

Insurance Makes Dental Care Easier to Afford

It’s critical that you brush and floss regularly, but this isn’t everything that you need to do when it comes to your dental care. You should be supplementing your hard work with professional care as well. One of the primary focuses of dental insurance is preventive care. This includes regular cleanings and checkups, as well as your routine x-rays. In most cases, these services are included in your plan at 100%. Dental insurance also helps to reduce your out-of-pocket costs for many basic and more complex procedures. Without an insurance plan, you become responsible for the cost of your treatment entirely.

Avoid Future Dental Issues

When you schedule regular visits with your dentist, small issues can be detected and treated early before they become more serious. For instance, by repairing a small cavity now with a filling, you can avoid the need for root canal therapy or an extraction later on. In addition to preventing a more invasive procedure, you can save your wallet!

Excellent for Your General Health

Your smile is the gateway to the rest of your body. Oral care isn’t just important for your teeth and gums, but it is crucial for your overall health. Studies show that oral health complications can be associated with an increased risk of heart disease and many other serious medical conditions, like diabetes and preterm labor for women who are pregnant. During your regular checkups, your dentist can potentially detect over 100 different health conditions. With dental insurance, you can always ensure that your smile is in good health.

More Likely to Receive Care

Families with dental insurance are almost twice as likely to get preventive care than those who don’t. People who develop more complex dental problems are also more likely to not attend much needed treatments if they don’t have dental insurance. Untreated dental issues can become very serious, and even become life threatening.

Dental insurance makes it much easier to protect the health of your smile and your entire body. By investing each month, your smile will thank you!

About the Author

Dr. Marc W. Moulton is an experienced dentist who has been working in the field for over three decades! He earned his dental doctorate from the University of Alabama Dental School and is committed to continuing education to keep his knowledge and skills sharp. Currently, he is a proud member of the American Dental Association, American Academy of Cosmetic Dentistry, and Alabama Dental Association. His practice is in network with BCBA AL, Delta Dental of AL, Southland, Metlife, and many more! For more information or to schedule an appointment at his office in Hoover, visit his website or call (205) 988-3360.

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